Insurance 101

After The Accident

You were just involved in an accident. Hopefully you are not injured, but you are possibly shaken and a bit confused, now is not the time to be scrambling for your policy information and researching towing companies and auto repair shops.

If you are able to move your vehicle out of traffic, do so. Many people are under the false assumption […]

Life Insurance 101

Life insurance is a way to protect your family in the event of your death. The money your beneficiaries receive can be used to pay your final expenses, take care of debt and cover the mortgage or rent.
Term Life provides protection for a specific period of time, or term. It is most often sold in 10, 20 or 30 year […]

Home Insurance 101

This is a quick guide for understanding homeowners insurance. It explains coverage provided by the most common homeowners policies.

Homeowners insurance is meant to safeguard an insured against the financial effects of loss of property and liability. There are several types of home insurance policies, which have different levels of coverage. The most popular is known as an HO3 policy.
This type […]

Auto Insurance 101

When you say you just want “liability coverage” on your vehicle, it means that you will have bodily injury liability, property damage, underinsured, uninsured and personal injury protection (PIP) or medpay coverage, all are required by state law in order to drive a vehicle on the road. It’s easier to say “I want liability only”.

When you need full coverage, you […]

Saving Money On Your Insurance